Allied Home Mortgage Community Loans

Loan to Value 100%

Combined LTV (DPA Seconds) 105%

Loan Term 30 Fixed & 7/1 & 10/1 ARM

Loan Limits $417,000 Increase for 2-4 Unit

Property Type 1-4 Unit

Documentation Level Full

Private Verfication of Rent? Yes

Refinance Rate/Term Yes

Refinance Cash/Out No

Median Income $76,620 1 Unit $63,850 2-4 Unit

Debt to Income Ratio 45%

Minimum Credit Score 600

Seller Concessions 3%

Alternative Credit Yes 4 Lines 3 If all Tier I

Section 8 Income Yes

Non-Occupying Co-Borrower Yes

Derrogatory Credit 2X30 Laast 24 Mo CCCS Individual Evaluation

Collections <$5000 Remain Open

Bankruptcy Yes, with restablished credit

Foreclosure Yes, with restablished credit

Construction to Perm No

Manufactured Homes No

Condominiums Yes

Residency Perm and Non-Perm

Assumability No

Prepayment Penalty No

Mortgage Insurance 20% Coverage

Reserves None

Seasoned Funds None

Gifts Yes

Grants Yes

Flex Income Yes

Home Buyer Education First Time Buyers

For more information, call Aindrea Wilder, 614-842-6044.